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Beal Insurance Agency, Inc. Blog

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Insuring Recreational Vehicles Question: Does my homeowners insurance policy cover my recreational vehicle [golf cart, ATV, snowmobile, trail bike, go-kart, motorized toy car]? Answer: Congratulations on your purchase! Be sure to read the instructions and safety manuals carefully so you can enjoy many hours of safe family fun with your new vehicle. READ MORE >>

Jewelry, Guns and Silverware on the Homeowners Policy Question: Does my homeowners policy cover jewelry, guns and silverware? What about other valuables in my home? That’s an excellent question, and one that is frequently asked by our customers. Most families own jewelry and other valuable items that may need special coverage. READ MORE >>

Question Why are my premiums going up?   Answer The cost of your Texas homeowners insurance is going up, as it is across the country. Many factors can affect that cost, such as the deductible you select, the quality of your insurance coverage and the increasing value of your home; however, it is clear that rates are increasing for many customers. READ MORE >>

That’s an excellent question, and it’s a question asked by many business owners like you.   Business income insurance (sometimes called business interruption insurance) can make the difference between “life and death” of a business following a catastrophic loss. READ MORE >>

Client Communications Directors and Officers Liability Should we purchase directors and officers liability for our privately held company? That’s an excellent question, and it’s a question asked by many directors and officers of privately held companies like yours. READ MORE >>

This is a great question, and one that our customers ask frequently. The experience rating modifier is the one area where an employer’s efforts can significantly reduce premium cost. Experience rating is the interaction of claims management and insurance pricing. READ MORE >>

Theft is an unfortunate fact of life. Luckily, there are steps you can take to protect yourself from being the victim of theft and from the financial effects of being a victim. The first step is to guard yourself against it; this is done through preventative measures that may differ depending on what you are protecting. READ MORE >>

Lowering Your Health Insurance Bill A health insurance policy is one of the most important tools to have if you want to live a long life. The easy and affordable access to preventative treatment that health insurance gives is vital to the early detection of many curable and treatable diseases. READ MORE >>

Every day there is some personal accounting task for you to worry about. Did you pay the power bill? How about the cable bill? Got the life insurance paid up? What about home insurance, auto and disability? Oh, and don’t forget to take care of the cell phone bill. READ MORE >>

When searching for cheap car insurance, it pays to know the facts. Don’t rely on your neighbor or co-worker for insurance information. Here are the truths every driver should know. 1. "No-fault insurance means it's not my fault!" READ MORE >>

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Also serving the following areas in Central Texas: Brazos Valley, Navasota, Madisonville, Caldwell & Hearne

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