Theft is an unfortunate fact of life. Luckily, there are steps you can take to protect yourself from being the victim of theft and from the financial effects of being a victim. The first step is to guard yourself against it; this is done through preventative measures that may differ depending on what you are protecting.
Vehicle: Ensure that would-be thieves do not have easy entry into your vehicle by always locking your doors and not keeping keys in the vehicle or in a wheel well. Keep windows rolled up at least enough that a hand or arm cannot snake in. You can also invest in alarms and other anti-theft devices.
Home: Keep your doors and windows locked and your windows closed when you are not at home. Use wood to block the track on closed sliding glass doors and install bars when necessary. Shore up any easy points of entry such as doggy doors and place locks on fence gates, when possible. You can also invest in monitored or unmonitored alarm and theft detection devices. Placing stickers and signs around your home that you have a theft detection system can also help minimize your risk. Be careful not to create any fire escape route hazards in your effort to protect your home against theft.
You cannot guarantee that you will never be the victim of theft, no matter how many preventative measures you take, so the second step is to protect yourself from theft through insurance. For your vehicle, having comprehensive coverage not only protects you from vehicle loss through theft, it also protects you against the expense of damages caused by vandalism.
In your home, guarding yourself against theft requires a bit more effort on your part. Thieves like to grab light, easy, valuable items, so you’ll need to make sure your home insurance limits are adequate to cover expensive jewelry, art, and antiques and other items that are attractive to thieves. If you live in an apartment, townhouse or condo, you have no protection against theft unless you have an insurance policy to cover your contents.
We have all the tools you need to get your insurance plan in place and to protect you from the financial damages that theft and vandalism can cause. Give us a call today to get your policy application process started.
Beal Insurance, a Bryan Insurance agency, is here to ensure that your home and vehicle is properly protected. Contact Beal Insurance to get a free College Station Insurance / Bryan Insurance quote today!