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Beal & Winn Insurance Agency, LLC Blog Page 3

View the latest blog posts from Beal & Winn Insurance Agency, LLC.

Should I purchase the Loss Damage Waiver offered by the rental agent when I rent a vehicle? This is a great question, and one that our customers ask frequently.  Whether you rent a vehicle for personal use while on vacation, or as a substitute while your vehicle is out of commission for ... READ MORE >>

What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. READ MORE >>

It is quite usual for insurance companies to insure homes for more than the market value.  This often poses questions from homeowners “Why is my house being insured for more than it is worth?”  Before determining how much to insure a house for though, it must be decided how the insurance company will value the house if there is a claim. READ MORE >>

Most of the people on the planet are interested in getting a bargain, and that goes for insurance shoppers as well as other types of bargain hunters. If you are ready to shop around, there are a few discount opportunities you should be aware of. READ MORE >>

If you have a business manufacturing, selling, or serving alcohol, then you need to obtain liquor liability insurance as most general liability policies will not cover the exposures you face.  Liquor liability protects your business against damage or destruction claimed as a result of a customer of your business becoming inebriated and hurting themselves or others. READ MORE >>

Every day there is some personal accounting task for you to worry about. Did you pay the power bill? How about the cable bill? Got the life insurance paid up? What about home insurance, auto and disability? Oh, and don’t forget to take care of the cell phone bill. READ MORE >>

Why do I have to carry so much insurance on my home? This is a great question, and one that our customers ask frequently. For one thing, we believe you should have an amount of insurance that is sufficient to rebuild your home – probably your largest investment – in the event it is totally destroyed by a fire or tornado. READ MORE >>

My son is leaving home to attend college this fall.  Will my auto and homeowners insurance policies cover him while at college? This is a great question, and one that our customers ask frequently. When college students move from home to their home-away-from-home - a rented dorm or apartment – insurance issues can arise and should be addressed before they leave home. READ MORE >>

What is auto insurance?Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. READ MORE >>

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