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Beal & Winn Insurance Agency, LLC Blog: bryan

View the latest blog posts from Beal & Winn Insurance Agency, LLC.

Question Why are my premiums going up?   Answer The cost of your Texas homeowners insurance is going up, as it is across the country. Many factors can affect that cost, such as the deductible you select, the quality of your insurance coverage and the increasing value of your home; however, it is clear that rates are increasing for many customers. READ MORE >>

Theft is an unfortunate fact of life. Luckily, there are steps you can take to protect yourself from being the victim of theft and from the financial effects of being a victim. The first step is to guard yourself against it; this is done through preventative measures that may differ depending on what you are protecting. READ MORE >>

Every day there is some personal accounting task for you to worry about. Did you pay the power bill? How about the cable bill? Got the life insurance paid up? What about home insurance, auto and disability? Oh, and don’t forget to take care of the cell phone bill. READ MORE >>

When searching for cheap car insurance, it pays to know the facts. Don’t rely on your neighbor or co-worker for insurance information. Here are the truths every driver should know.1. "No-fault insurance means it's not my fault! READ MORE >>

Most car insurance claims aren’t related to gruesome morning rush-hour accidents, incredible winter storms, and the occasional adventurous tree branch. There are actually only five types of incidents that make up a large part of car insurance claims and many of them are based on ordinary, everyday events. READ MORE >>

To get an accurate claim history on consumers, many insurance companies use a service called CLUE (Comprehensive Loss Underwriting Exchange), a centralized database that provides a seven year history of auto and homeowner insurance claims.  The CLUE database enables homeowner and auto insurance companies to exchange your claim history. READ MORE >>

Should I purchase the Loss Damage Waiver offered by the rental agent when I rent a vehicle? This is a great question, and one that our customers ask frequently.  Whether you rent a vehicle for personal use while on vacation, or as a substitute while your vehicle is out of commission for ... READ MORE >>

What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. READ MORE >>

It is quite usual for insurance companies to insure homes for more than the market value.  This often poses questions from homeowners “Why is my house being insured for more than it is worth?”  Before determining how much to insure a house for though, it must be decided how the insurance company will value the house if there is a claim. READ MORE >>

Most of the people on the planet are interested in getting a bargain, and that goes for insurance shoppers as well as other types of bargain hunters. If you are ready to shop around, there are a few discount opportunities you should be aware of. READ MORE >>

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