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Beal & Winn Insurance Agency, LLC Blog: car

View the latest blog posts from Beal & Winn Insurance Agency, LLC.

Theft is an unfortunate fact of life. Luckily, there are steps you can take to protect yourself from being the victim of theft and from the financial effects of being a victim. The first step is to guard yourself against it; this is done through preventative measures that may differ depending on what you are protecting. READ MORE >>

Every day there is some personal accounting task for you to worry about. Did you pay the power bill? How about the cable bill? Got the life insurance paid up? What about home insurance, auto and disability? Oh, and don’t forget to take care of the cell phone bill. READ MORE >>

When searching for cheap car insurance, it pays to know the facts. Don’t rely on your neighbor or co-worker for insurance information. Here are the truths every driver should know.1. "No-fault insurance means it's not my fault! READ MORE >>

Most car insurance claims aren’t related to gruesome morning rush-hour accidents, incredible winter storms, and the occasional adventurous tree branch. There are actually only five types of incidents that make up a large part of car insurance claims and many of them are based on ordinary, everyday events. READ MORE >>

Previously a vehicle owner in the State of Texas is required, at a minimum, to carry the following limits of coverage on their car insurance policy: $25,000 Bodily injury for each injured person with a minimum of $50,000 cumulative for multiple-person injury accidents. READ MORE >>

To get an accurate claim history on consumers, many insurance companies use a service called CLUE (Comprehensive Loss Underwriting Exchange), a centralized database that provides a seven year history of auto and homeowner insurance claims.  The CLUE database enables homeowner and auto insurance companies to exchange your claim history. READ MORE >>

Should I purchase the Loss Damage Waiver offered by the rental agent when I rent a vehicle? This is a great question, and one that our customers ask frequently.  Whether you rent a vehicle for personal use while on vacation, or as a substitute while your vehicle is out of commission for ... READ MORE >>

Most of the people on the planet are interested in getting a bargain, and that goes for insurance shoppers as well as other types of bargain hunters. If you are ready to shop around, there are a few discount opportunities you should be aware of. READ MORE >>

Every day there is some personal accounting task for you to worry about. Did you pay the power bill? How about the cable bill? Got the life insurance paid up? What about home insurance, auto and disability? Oh, and don’t forget to take care of the cell phone bill. READ MORE >>

My son is leaving home to attend college this fall.  Will my auto and homeowners insurance policies cover him while at college? This is a great question, and one that our customers ask frequently. When college students move from home to their home-away-from-home - a rented dorm or apartment – insurance issues can arise and should be addressed before they leave home. READ MORE >>

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